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(Subject to eligibility and affordability)
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Our Payday loans with Next Credit are a very special kind of loan that has only four simple requirements:

  • The borrower must be over 18 years of age
  • Must be a resident of the UK and legally able to access loans in the UK
  • Must have a salary paying job
  • Must possess a bank account which has a debit card registered to it, or a chequebook.

Any borrower who has all these is already eligible to access a Next Credit payday loan. Payday loans from our Next Credit partner do not require a borrower to have a very good credit score to be eligible, on the contrary these loans are almost custom built for individuals who have bad credit scores, to provide them with an alternative to not only borrow money to solve issues during harrowing times but also to help them to rebuild their damaged credit scores.

The purpose of the minor requirements for taking a Next credit loan is to ensure the borrower is legally able to borrow in the UK without the assumed risk of being coerced. It is also to determine if the borrower can adequately pay back the sum being borrowed. This is necessary to protect both the lender and the borrower.

It is important to have a great lender when taking out a payday loan, as this can serve to make all the difference between a successful loan and all the solutions to your problem, or getting trapped in a never ending quagmire of debt. With Next credit, solutions are the only options. Below are some more reasons why you should take out a Next Credit Payday loan to solve your issues today:

Early repayments are possible and free

There is absolutely no need for you to keep paying interest on a loan if you have the money to pay it all up at once and we understand this at There are no hidden fees or charges for early repayments and you can do that anytime and avoid paying too much interest.

Early transfer of money

As soon as your application for a loan with Next Credit gets approved, your money can be transferred to your account within 15 minutes, and not a second more. And what is more, you do not need to pay any fees for the transfer; all transactions are carried out electronically and with complete security.


Next Credit has a representative APR of 1264%

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Payday loans have many benefits for an individual looking for a way out of a financial crisis or emergency. There are many loan options to choose from, but this is the only one which offers a chance for the individual to pay back the loan by the next payday. Payday loans do not require the borrower present any form of collateral or bring forth a guarantor, it is one of the best options for borrowers looking for a second chance at life. So what are you waiting for? Click on the link and fill out your application immediately.

CreditPoor does not charge any fees. If you are contacted by anyone saying they are calling from CreditPoor requesting you make them a payment you should contact the Financial Conduct Authority (FCA) as we are aware that there is currently a scam using the CreditPoor brand. This has nothing to do with our company.