Apply for a 4-year loan now

(Subject to eligibility and affordability)
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In need of quick cash? Do you have an unexpected bill that you just don’t have the savings for?

If either circumstance applies to you, or you have previously experienced the strain financial hardship brings, we may be able to help you today. More and more people in the UK are taking out personal loans to help them survive throughout the month until they are next paid.

The availability of personal loans has brought much comfort to the average household and can be an excellent means of accessing the money you don’t have. In addition to receiving quick cash, you are given the freedom of spreading your repayments for the loan across 48 months with our 4-year loans.

When applying for any loan always ensure that you can financially upkeep monthly repayments to block further financial debt. Always check if the business you are in contact with is FCA-authorised before agreeing to financial contracts.

Purpose of 4-Year Loans

Simply put, a 4-year loan will allow you access to funds possibly within the same day, and foresee your next 4-years financially. The pre-arranged term and monthly amount you agree will be fixed so you can finance accordingly in the coming years.


The brilliance of this product is that it allows immediate cash with several years to plan. Also, you will personally select the term which grants freedom for you to take your finances into full consideration.

  • Instant cash
  • Monthly payments fixed and pre-agreed
  • Payments spread across 4-years (48 months)
  • No hidden costs
  • Accept bad credit rating, poor employment rate, insufficient savings applicants

Applying for a 4-Year Loan

Unfortunately, when most people are in need of quick money, they tend to go with the first lender they find. It’s not surprising when you find yourself in an emergency situation and have nowhere else to turn. Fortunately, BadCreditSite is an FCA-licensed and abide by the FCA’s rigorous protocol.

We work alongside a panel of qualified lender’s who can provide one-on-one contact with anyone who wishes to discuss their financial circumstance in more detail. And finally, we take your specific application details and filter through for the perfect lender through the online market. All of the lenders we work with are FCA-regulated and have impeccable customer service reviews. If you wish to complete, an online application form feel free. Please note that the application is completely free, takes less than 2-minutes and has no impact on your credit rating!

CreditPoor does not charge any fees. If you are contacted by anyone saying they are calling from CreditPoor requesting you make them a payment you should contact the Financial Conduct Authority (FCA) as we are aware that there is currently a scam using the CreditPoor brand. This has nothing to do with our company.