Apply for a bad credit loan today!

(Subject to eligibility and affordability)
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Bad credit loans are designed for individuals who have had or still currently have a less-than-perfect credit rating. Several reasons might allude to finding yourself dealing with bad credit. A prominent example of this is being unable to sticking with prior payments and ending up in debt. Individuals who have never had a previous financial service, such as a credit card, mortgage or loan, may also struggle to find a lender.

The reason for this is because lenders are unable to concur with evidence that you can sufficiently pay the loan back without any problems. People who have experienced adverse credit find it very difficult to find a lender who will either a, accept them, or b, offer a fair interest rate level that does not leave them in more financial ruin. And so, this is why these loans have been set aside as speciality loan options available to those who frequently would be turned away.

Advantages of Bad Credit Loans

The most important, and obvious, advantage of this product is that anyone can borrow money. Typically speaking, large establishments such as banks or multi-million corporations reject poor credit keepers as they must ensure they will receive their money back. As making money is what is necessary to these guys. On the rare occasion, they do accept an applicant; they’re met with extraordinary interest rates and hidden fees.

This is an incredible opportunity for those people who need to make emergency purchases, plan to pay others debts or wish to treat themselves. The critical point is that this may help repair other current adverse credit you may be experiencing. The reason being you have already pre-agreed to the stipulated time for you to repay, the bad credit loan helps prove that you can manage your money accordingly.

Things to Remember

Here are some helpful things you should keep in mind when applying for a loan with bad credit.

  1. The loans are either secured or unsecured
  • The secured loan requires the lender to secure an asset you own if you fail to repay the loan. For example, your home or vehicle.
  • The unsecured loan requires no collateral.

2. The Interest Rate/APR Level

  • When you obtain a loan, interest rates are based on the amount the lender charges. Through BadCreditSite™ our rate is 305.9%.


Choosing a bad credit loan may help you negate any prior bad credit if you upkeep repayments. The loan is also useful in emergency situations for individuals who have no other means and have been previously rejected by conventional lenders/banks.

CreditPoor does not charge any fees. If you are contacted by anyone saying they are calling from CreditPoor requesting you make them a payment you should contact the Financial Conduct Authority (FCA) as we are aware that there is currently a scam using the CreditPoor brand. This has nothing to do with our company.