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Credit scores play important roles in the financial aspect of one’s life. The status of your credit score may be the difference between getting the loan you so much need and getting turned down by lenders and bank. This shows why it is very important that you check your credit score occasionally to know the status.

CreditPortal offers its users the privilege to become members of a program that affords them the unique opportunity to have access to their credit reports as a part of the benefits of their membership of that group. The credit report will be made available to them by Callcredit Consumer Limited. It is important to know that Credit Portal itself will not give you the credit report; it is Callcredit Consumer Limited only. Credit Portal will provide the link between you and Callcredit Consumer to have easy access to your credit report.

Why do you need to know your credit report?

You may be skeptical about the need to check your credit report. Well, there are many benefits that accrue from having a good knowledge of your credit score. Some of these benefits are discussed by Credit Portal and others below:

  • You will know the facts

Checking your credit score regularly will be of use in knowing the facts about your credit history. This will help you identify areas where you need to make adjustments.

  • It will help you identify and prevent identity theft

Someone may be using your Social Security Number to make some purchases. If you have a nonchalant toward your credit score, you may be unable to identify the perpetrator of the crime and that may impact negatively on your credit history.

  • It will help you to be proactive about your credit

According to experts, if you know the status of your credit score, it will help you to do whatever is needed to make it look good. If you do this, you will end up saving yourself thousands of dollars on interests.

What do Credit Portal offer?

With the objective of helping you get the best from your membership of the program, Credit Portal offers the following benefits:

  • Personal credit report.
  • Help to improve your credit score.
  • Regular alerts via email

This service will come at an affordable fee of £19.95 every month.

How to apply for membership

You can easily apply for membership of this program by using the “Apply Now” menu on the official website of Credit Portal. This will take you to the application page.

The page is divided into some sections where you need to submit your personal data for becoming a member. Some of the information you will supply include your contact information and other personal information.  You also need to supply your employment details as part of the application process.  The information you supply will be used to create a personal account for you. You can henceforth receive reports of your credit via email messages or SMS as at when due.

CreditPoor does not charge any fees. If you are contacted by anyone saying they are calling from CreditPoor requesting you make them a payment you should contact the Financial Conduct Authority (FCA) as we are aware that there is currently a scam using the CreditPoor brand. This has nothing to do with our company.