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CreditPoor understands that from time to time, everyone encounters additional expenses that they simply have not budgeted for. And whilst it may be possible to use other forms of finance such as a credit card or bank overdraft to meet these expenses, some people simply don’t have access to these finance channels.
So we offer payday loans to fill this market gap. A simple loan product that is designed to give people a small cash injection when they need it, with no stress and no headache.
Why Choose a Payday Loan?
In certain situations, a payday loan is the perfect type of short-term finance. If you need just a little cash to tide you over until the next time your salary hits your bank account, a payday loan offers short-term finance at a fixed rate, with no hidden costs. You always know exactly how much you have to pay back, and by what date. No additional interest and no hidden charges. We tell you exactly how much you have to pay back.
The Cash you need When You Need it
If you need this type of short-term funds, then it is likely you need it quickly to meet an unplanned expense. So we do everything possible to make sure we get you the cash you need as quickly as possible.
A Simple and Fast Payday Loan Application
The process of applying for a payday loan is incredibly straightforward. You can use the online loan application form on this site to begin your application.
We will then check over your application, and potentially ask you to supply some documented evidence of key facts such as your identity. We can also use your bank details to verify your identity automatically.
Get an Almost Instant Decision
Once we have checked any supporting documents we asked you to send us, we will complete the loan application process. We do this as quickly as we possibly can, to get you the cash you need as soon as possible. We know that if you have applied for a payday loan, it usually means that you need some extra money fast, so we work as quickly as we can to make this a reality.
Funds in your Hands Within a Day
In most cases, the entire application process will that less than a working day. From filling in the online application form, to receiving the payday loan you applied for within 24 hours. This means you get the cash you need when you need it.
Payday Loans You Can Trust
As a registered Loan Broker that is legislated by the Financial Conduct Authority, CreditPoor is legally required to operate in a completely ethical manner. We will always offer you the best financial advice for your circumstances, and we will never prompt you to take on a financial commitment that is beyond your means to repay.