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Feefo 5 star Rating

Mr Lender

If you want to take a payday loan and you want to work with a lender that assures you of no hassles and the very best borrowing experience, you can hardly do any better than with Mr Lender.

Simple, short-term loans

Nothing is more confusing for a newbie to the world of loans in the UK than being given dozens of forms and agreements to sign and sign. This is what often leads to borrowers misunderstanding the terms of an agreement and thus creating issues somewhere down the line. At Mr Lender, the terms of the contract are very simple and clearly spelt out. Clients who are still not in the clear, have access to a calculator where they can input the figure they intend to borrow, as well as how long they want to borrow it for and have their instalments and the total cost of the loan spelt out for them in full. In fact, clarity is one of the mottos at Mr Lender.

No need to pay any fees upfront

Not only do you not have to pay any fees when registering or applying for a loan from Mr Lender, but you also do not need to pay any fees for late repayments. If by some reason you missed a payment or you repaid late, the fellows at Mr Lender are more interested in helping you get back to your feet so you can finish your repayments than to charge you for them.

However, Mr Lender will definitely report any late payment or missed a payment to the proper credit reference agencies, and this has the ability to further limit the ability of the borrower to access good quality loans in the future.

Everyone loves Mr Lender

After considering all the different offers that Mr Lender presents as part of its basic package, it is no surprise that everyone who has come in contact with this platform loves Mr Lender. Over 16,000 reviews have granted Mr Lender a 5-star review. In fact, in 2016 Mr Lender won the 2016 Consumer Credit Awards as Best Short-term Loan Provider. This is definitely a loan facility you want to work within the UK.


The representative APR at Mr Lender is 1245.7%

Credit checks

Typically, payday loans do not require that the borrower presents a credit score because this is typically a bad credit loan option, which is what we specialise in at However, due to policy, every loan application at Mr Lender is subject to a credit check and an affordability assessment.

Borrowing limits and collection

For first time borrowers with Mr Lender, the limit is £500. This is a probationary amount to determine if the borrower is capable of paying higher amounts next time around.

With Mr Lender, after the loan has been approved, collection or transfer is usually within 1 hour.

CreditPoor does not charge any fees. If you are contacted by anyone saying they are calling from CreditPoor requesting you make them a payment you should contact the Financial Conduct Authority (FCA) as we are aware that there is currently a scam using the CreditPoor brand. This has nothing to do with our company.