Get a loan even with bad credit

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Payday Express – MEM

If you opened this page, then you are most likely looking for the best option for a short term loan you can pay back by your next payday. At, this is what we do. We provide you with that excellent option to get you back on your feet and what’s more, you have the opportunity to pay back that loan within a short period of time. Payday loans are called just that because you pay them back by your next payday. It does not matter if you have a bad credit score, or if you have been rejected many times by some of the major credit facilities and banks. To access a payday loan with us at, the requirements are simple:

All you need is the willingness to pay back your loan, to be over 18 years of age, resident in the UK and having a steady job which pays you a salary. That is your only requirement. This loan type does not require you to submit collateral or bring a guarantor or drop off your vehicle registration papers.

Because we want to ensure you always have the very best when it comes to accessing a payday loan, we have partnered with several lending facilities to ensure you have the very best options always. One of our major partners in doing this is Payday Express – MEM.

Here are the benefits of getting a Payday Express loan with us:

The loan is instant

Almost as soon as you apply for this type of loan, we get it across to you. The only requirement is that you have a bank account with a debit card registered to that account. This is to ensure we can easily transfer the money to you and to help you to facilitate your repayments, so it can all be done online and from the comfort of your home.

Decisions do not take time

When you apply for a loan with us, you do not have to wait a while to get the results, it’s not the A’ Levels. We know that people who apply for this type of loan are typically in dire need and we do not want to compound that. Within minutes of applying for your payday express loan, you will have a decision sent to you. This way, you can be sure to get the money that you need in short time before your next payday.

Credit agreements can be signed online

In this age, with our clients coming from all over the UK, we do not want to suffer anyone a train ride over to our offices. Once you are approved for a payday loan, the credit agreement is sent over to you electronically, and you can sign it the same way. This saves you the stress of having to sign paperwork and then faxing it over to us. We want you to get the loan you need as soon as you can.


First-time clients looking to get payday express loans can only access a loan of up to £100 – £2,000. This is because, we need to establish a good payment record of our clients, after which they may be eligible for up to £750. Though this depends largely on how much you make at your job.

Interest rate

Our interest rate is also very favourable at 39% per £100 of whatever loan you take. When you make your repayments on time, you join a privileged set of trusted clients and you can easily access higher loan amounts.

CreditPoor does not charge any fees. If you are contacted by anyone saying they are calling from CreditPoor requesting you make them a payment you should contact the Financial Conduct Authority (FCA) as we are aware that there is currently a scam using the CreditPoor brand. This has nothing to do with our company.