Uncle Buck is a loan provider that has been in operation for more than a decade. Since 2004, Uncle Buck has helped thousands of people to have a breakthrough from their financial woes by providing short term loans for them. The UK-based loan company provides a wide range of payday loans for their esteemed customers to take care of some financial emergencies.
The company was established to provide immediate relief for individuals who have emergency financial problems. They have been doing this since the business was started.
What do they offer?
In order to render this service to people without putting them through the stress of getting a loan, the company makes the following available for interested borrowers:
Convenient online applications: This loan company makes applying for their loan very easy and convenient by making online application possible. Regardless of where you are or what you are doing, you can access their website and apply for the loan.
Quick decisions: The loan company also promises prospective borrowers quick decisions that will speed up the loan processing so that the money will be made available to the borrower as soon as possible. Within a couple of minutes, you will be contacted about their decision.
Same day funding: After considering your application and you are found eligible for a loan, the loan will be made available to you as soon as possible. This is due to their policy of transferring funds for 20 hours between 8 am and midnight every day. This gives you the assurance of getting the loan delivered to you in less than 24 hours. According to the company, payment may take up to 3 days if the borrower’s bank does not operate fast payment.
Simple payment options: To make payment easy for borrowers, the company accepts payment in 3 installments and this can be spread over 3 paydays.
Excellent customer service: Although Uncle Buck is based in the UK, the company boasts of an excellent customer service to customers around the world.
They are responsible: Uncle Buck claims not to discriminate in giving loans to people, whether new customers or existing ones. The only condition set by the loan company is the ability of the borrower to repay the loan according to the agreement.
General loan information
- Missed payment: Failure to make payment 3 days after the expiration of the agreed first payment time will attract a fine of £15.00.
- Late payment: Late payment attracts a stiff penalty as the company takes a strong stand against it. The company will report any defaulter to Credit Reference Agencies: Since your records may turn to be available for other lenders, you are at the risk of finding it difficult to get credit based on your bad record.
- No hidden fees: Unlike some loan companies that charge hidden fees after applying for loan, Uncle Buck
- Loan amount: You can borrow as much as £1,000. This depends on your ability to repay the money within the given time frame.