Loans for bad credit

(Subject to eligibility and affordability)

  • Whole of market panel
  • Trusted panel of lenders
  • From £1,000 to £25,000
  • Rates from 5.7% to 278%
  • 3 - 36 month repayment

Representative 51.1% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £6,512.44. Interest charged is £4,512.44, interest rate 112.8% (APR variable)

Short Term

  • Online decision
  • Responsible lenders
  • Borrow up to £3,000
  • Rates from 278% to 1576%
  • 3 - 12 month repayment

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92. Interest charged is £161.92, interest rate 161.9% (APR variable)


  • Online decision
  • Age between 18 & 75
  • Guarantor required
  • Rates from 49.7% to 49.9%
  • 3 - 36 month repayment

Representative 49.9% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £3,981.20. Interest charged is £1,981.20, interest rate 49.5% (APR variable)



Do You Need a Fast Payday loan?

Here at CreditPoor we understand that from time to time, people need a little cash to get them through to the end of the month. Whether this is just for living expenses, or to pay for something like an unplanned overhead. Either way, we can help you.

No matter why you need a payday loan, CreditPoor is on hand to make sure you choose the correct short-term loan for your needs.

How do we help you to get the best payday loan? We can help you to find the best lender. We can track down and secure the lowest interest rate for you. We can help you find the loan you need, to cover your cash shortfall. And we do this quickly and simply.

Why are Payday Loans So Useful?

Compared to other types of loans, such as a bank loan, or even using a credit card, a payday loan offers some advantages. If you only need to borrow a very small amount of money, over just a month, then you really can’t beat a payday loan. Here are some of the benefits of a payday loan:

You can receive the money you need quickly – far quicker than approaching a bank or other lender for a short-term loan. We have a very easy, quick to complete application process, and we can usually give you an answer the same day.

Great for people with bad credit rating – because there is no need to pass a credit score test when you apply for a payday loan with CreditPoor. As long as you are employed, are over 18, and have a proper address, you should be eligible.

Easier to understand – there are no complicated interest rates to work out, and you won’t need to worry about extra fees being applied. We tell you how much you have to pay back, and that’s it.

CreditPoor – Here to Help You

Here at CreditPoor we understand that we are dealing with people who need cash fast. We are entirely committed to helping this kind of customer receive the funding they need to solve their short-term money problems.

We make applying for a payday loan easy, and we promise to give you a decision as quickly as possible.

We don’t need masses of documents from you, and we don’t run a credit score check on you. Just fill in our online application, and we do the rest.

Guaranteed Best Payday Loan

We guarantee that we will track down the very best payday loan for your circumstances. We have access to a massive range of lenders, and a huge range of payday loan products. We can correlate your exact needs with every payday loan we have access to, and find you the best one.

By letting us handle your payday loan for you, we can leverage our expertise and access to so many short-term lenders. You sit back and let us do all the hard work.

It really is that easy. You apply for the loan, we find the best one for you, and then you receive the cash you need fast.

CreditPoor does not charge any fees. If you are contacted by anyone saying they are calling from CreditPoor requesting you make them a payment you should contact the Financial Conduct Authority (FCA) as we are aware that there is currently a scam using the CreditPoor brand. This has nothing to do with our company.