Loans for Bad Credit...

(Subject to eligibility and affordability)
450.5% APR Representative


Is your poor credit score resulting in your loan applications being declined by mainstream lending institutions? We may be able to help you!

People who have a bad credit score often struggle in getting any kind of loan approved from most mainstream lenders. Typically the lower your credit score the more challenging the process of getting credit.

At Credit Poor your credit score is only one of many factors we take into consideration. Therefore we do lend to people with poor credit history. However, we only lend to customers that can demonstrate the ability to repay the loan.

At Credit Poor we are committed to providing straightforward, transparent same day cash loans from £250 to customers who may have been turned down for credit elsewhere subject to status & eligibility. We are a direct lender, not a broker and loans may be secured against any roadworthy vehicle owned by our customers!

Credit Poor Loans

By using your vehicle as security you could access the funds you need with a straightforward and flexible logbook loan.

You don’t have to sell your vehicle to generate the cash you need. Apply online now or give us a call to get a decision in principle.

Whether you’re employed, self-employed or a small business owner looking to get money fast, we’re here to help.

We will even consider customers with CCJ’s.

Borrow from £250 to £50,000 against your vehicle over a range of terms designed to suit you and your budget.

Why should you choose us?

Our logbook loans are designed to provide you with as many options as possible so your agreement fits comfortably into the way you manage your finances.

All vehicles considered!

We offer logbook loans on a wide variety of roadworthy vehicles which includes cars, motorbikes, quad bikes and vans. There’s no restriction to the age of a vehicle as all ages are considered, provided they are roadworthy. We simply require your vehicle to be taxed, insured and MOT’d (if applicable).

We pay in cash!

For your convenience, we give you cash for all loans up to £5,000 (subject to geographical location). Bank transfer available upon request.

Loan duration

We offer loans from 12 to 36 months.

Payment frequency

We are happy for you to pay weekly, monthly or any other frequency as long as we receive your payments on or before their due date.

Dual signatories

You can either sign the loan in your sole name or with a second applicant. If, for example, you earn all the income but your partner owns the family vehicle, we could still help you. We just ask to have access to both applicants’ financial circumstances.

Signing location

We can meet you at one of our 60 stores across England and Wales or one of our mobile representatives can come to you in Scotland.


We do not charge any set up fees on any loan and there’s no penalty for early settlement.